As an added bonus, cardholders can take advantage of a special introductory offer – 0% APR on purchases and balance transfers until 2007. This limited-time offer is good through August 31, 2006, and will automatically appear on eBay items over $50 as long as sellers accept PayPal and have not opted out of displaying PayPal Buyer Credit messages on their listings. This promotion is completely free of charge to sellers (regular PayPal fees apply).